Housing and transportation accounted for 50 percent of household spending in 2024

  • Date: 02/12/2026

Total annual household expenditures in the United States averaged $78,535 in 2024, equivalent to an average of $6,545 per month. The two largest expenditures, for housing and transportation, accounted for over 50 percent of this total. Spending for housing averaged $26,266 per year ($2,189 per month), or 33.4 percent of total spending. Households spent an average of $13,318 ($1,110 per month), or 17.0 percent, on transportation.

Spending on food accounted for 12.9 percent of total household spending. Food expenditures averaged $10,169 per year ($847 per month). Within the food category, spending on food at home averaged $6,224, while spending on food away from home, which includes restaurant as well as delivery and takeout meals, was $3,945 per year.

Households allocated 12.5 percent of household expenditures for personal insurance and pensions, 7.9 percent for entertainment, and 2.0 percent for cash contributions (donated to religious organizations, charities, etc.).

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